Privacy Policy

Last Updated: January 04, 2026

This Cookie Policy explains how Jonathan Stewart (the "Agent," "we," "us," or "our"), an independent licensed life insurance professional, uses cookies and similar technologies on our website (the "Site"). By continuing to use the Site, you consent to our use of cookies in accordance with this Cookie Policy. If you do not agree, please adjust your browser settings to disable cookies or stop using the Site.

What Are Cookies?

Cookies are small text files placed on your device (computer, tablet, or mobile phone) when you visit a website. They allow the site to recognize your device and remember certain information, such as your preferences or actions over time.We also use similar technologies, such as web beacons (also known as pixel tags) and local storage, for similar purposes.

Types of Cookies We Use

We use the following categories of cookies on the Site:

1. Strictly Necessary Cookies

These cookies are essential for the Site to function properly. They enable core features such as page navigation, form submissions (e.g., quote requests), and secure access. The Site cannot operate correctly without these cookies.

  • Examples: Session cookies that remember your progress through a quote request form.

  • Duration: Mostly session-based (deleted when you close your browser).

2. Performance/Analytics Cookies

These cookies collect anonymous information about how visitors use the Site, such as which pages are visited most often and if error messages occur. This helps us improve the Site's performance and user experience.

  • Provider: We may use third-party services like Google Analytics.

  • Data Collected: Aggregated and anonymized data (e.g., page views, time on site, browser type).

  • Duration: Persistent (remain for a set period, typically up to 2 years).

3. Functionality Cookies

These cookies allow the Site to remember choices you make (e.g., language preferences or region) and provide enhanced features.

  • Examples: Remembering if you've dismissed a pop-up or consented to cookies.

  • Duration: Persistent.

4. Targeting/Advertising Cookies

We do not currently use targeting or advertising cookies to deliver personalized ads. If we partner with third-party advertising networks in the future, we will update this policy and provide options to opt out.

Third-Party Cookies

Some cookies may be placed by third-party services we use, such as:

  • Analytics providers (e.g., Google Analytics).

  • Website hosting or functionality providers.

These third parties may collect data about your browsing activity across other websites. Please review their privacy and cookie policies for more information.

How to Manage Cookies

You can control and manage cookies in several ways:

  • Browser Settings: Most browsers allow you to refuse, delete, or receive warnings about cookies. Instructions are available in your browser's help menu (e.g., Chrome, Firefox, Safari, Edge).

  • Opt-Out Tools: For analytics cookies, you can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.

  • Cookie Consent Banner: When you first visit the Site, you may see a banner allowing you to accept or customize cookie preferences.

Note: Disabling certain cookies may limit Site functionality, such as preventing quote requests from working properly.

Changes to This Cookie Policy

We may update this Cookie Policy from time to time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the Site after changes constitutes acceptance of the revised policy.

If you have questions about these Terms, please contact:

Jonathan Stewart
Texas Life Insurance License Number: 3437269
National Producer Number: 22081405
Email: jon@palmatumgroup.com